Terms & Conditions

Accessing our Site

Access to our Site is allowed on a temporary basis; we also reserve the right to withdraw or amend the service we provide without notice. Occasionally, we may restrict access to some sections of our Site, or the entire Site, to users who have registered with us.

Users

Our Site and the information provided within is intended for those accessing it from the United Kingdom. If you are accessing our Site from outside the UK, the information contained within it may not be appropriate for use in other locations and may also not comply with the laws of any other territories. If you access our Site from a country outside the UK, be prepared as you do so at your own risk, and are responsible for complying with any local laws. You are entirely responsible for your own use of our Site and by any other person using your computer to access our Site  – any other person doing so must ensure that they comply with these Terms.

You must be over eighteen (18) to register with our lenders, and you must ensure all details provided on completion of our application form are correct, accurate and complete. Any changes to the information that you provided when registering must be informed to us immediately by updating your personal details.

Use of Information

Neither information, nor opinion(s) contained in our Site constitutes an offer or recommendation to enter into any financial transaction. You should always consult a suitably qualified professional advisor before making any decisions that may affect your personal finances or business. Any materials posted on this Site are for information purposes only, and do not constitute investment, financial or professional advice. Also make not that figures shown on this Site are subject to change.

Our Site Changes Regularly

We are always changing and improving our services, and may add or remove functionalities or features, or we even may suspend or stop a service altogether. Our Site is regularly updated and this may change the content at any time. Any of the material may be out of date at any given time and we are under no responsibility to update such material.

Our Liability

These provisions should be studied carefully as they exclude or limit our legal liability in connection with your use of our Site. Nothing in these Terms shall exclude liability that is not permissible under law, including death or personal injury, or for fraudulent misrepresentation. These conditions do not apply to or affect our liability to you in respect of any service you may obtain from us using our Site, and our liability to you in respect of such product or service is governed by the set of terms and conditions applicable to such product or service. Whilst we have taken steps to guarantee the accuracy of the information contained in our site, we accept no responsibility for your use of or inability to use our site, nor for any errors or omissions contained in our site, nor if our site is unavailable for any period of time. We present the Site “as is”. The use of our site and the information contained within are entirely at your own risk.

We shall not be responsible for any direct or indirect:

Financial losses (including loss of income, revenues, data, profits, contracts, use, opportunity, business or savings) – any loss or damage we could not have expected to foresee, which you may suffer and which arises out of or in connection with any erroneous information or omissions contained within our site or your inability to use or the results of your use of our site.

We will not be responsible for the accuracy, functionality or performance of any third party software that may be used in connection with our Site.

Third Party Websites

Links within in our Site may lead to other websites not under our control, and we won’t be responsible for the content, privacy, availability or use which you make of any linked site which is not operated by us or any link contained within a linked site not operated by us. Links on our site are presented to you only as a convenience and we do not endorse any pages linked to our site. Therefore, you should read the terms and conditions of linked websites before using them, and direct any questions about the linked website’s contents to the relevant website provider. You are not entitled to build links from your own websites and link to ours (either by hypertext linking, deep-linking, framing, toggling or otherwise) without our prior written permission, which we may grant or withhold at our discretion. You are also not entitled to direct any images or content without our prior written consent.

Transmission of Information is at Your Risk

We can’t guarantee that the broadcast of information or messages sent over the Internet is 100% secure as there is a possibility of interception at all times – any broadcast is at your own risk. We will not be responsible for any loss, damages or costs which you suffer or incur in connection with any broadcast of information or message sent by you to us or vice-versa over the Internet or the alteration or misuse of such information. After we have received your information or message we will use stringent procedures and security features to prevent unauthorised access. It is your responsibility to keep security information, such as PIN numbers or passwords, secure at all times. We will never ask you for this information and you should not disclose it to any third parties. If you should receive any email or other request for such information you should delete it and not respond. If you think you may have disclosed any security information you must tell us immediately.

Viruses, Hacking and Other Offences

You must not misuse our site by knowingly introducing viruses, Trojans, worms, logic bombs or any other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this stipulation, you will be committing a criminal offence. We will report any such breach to the law enforcement authorities and will co-operate with those authorities by disclosing your ID to them. In the event of such a breach, your right to use our site will cease immediately. We will not be responsible for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may affect your computer equipment, computer programs or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

Intellectual Property

All copyright, trademarks, logos, brands, and all other property rights in our site and its content (including the pages, screens, information and material) and all software and source codes connected with our site are owned by or licenced to Inter Financial Limited unless otherwise stated. You may print, copy, download or temporarily store extracts from our site for your personal information or when you use our products and services. You must not change anything. Any other use is forbidden unless you get our written permission first. You may not republish, retransmit, redistribute, sell, change or deal our site’s content in any way with other parties or available on any websites, on-line services or bulletin boards of your own or of any other party or make the same available in hard copy or on any other media without our express prior written permission.

Other than as provided above, you may not use or reproduce our trademarks, logos or brand names.

Governing Law and Disputes

These Terms and any dispute or claim arising out of or in connection with them or your use of our site (including non-contractual disputes or claims) are governed by and interpreted in accordance with the laws of England. The English courts will have non-exclusive jurisdiction over any dispute or claim arising from or related to these Terms or your use of our Site (including non-contractual disputes or claims) provided always that you bring any proceedings in your country of residence. Information about you and your visits to our Site

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